Payment methods

Bank payments

All payments are SSL-secured and processed through the Checkout Finland Oy online payment service.

Card payments

You can pay securely by credit card, whether you have Visa, Mastercard, American Express or another credit card used in Finland. Card details are not stored during payment and payments are processed securely through the Checkout.fi service.

PayPal

With us you can also pay conveniently and quickly via PayPal, using your PayPal balance or any other payment method linked to your PayPal account.

Klarna

Klarna - Decide for yourself how you want to pay

Pay right away, or receive your purchases first and pay later - you do the shopping, so you also decide how to pay for it.

Pay later

Why pay for products you haven't even received yet? Choose a 30-day interest-free payment period: you receive your products first and pay only when you are satisfied with your purchase.

Split your payments

A bigger purchase coming up? If your credit information is in order, you can choose Klarna's instalment option. You can also gather all your purchases on one invoice and choose yourself how many monthly instalments you want to pay in.

You can find more details about Klarna's payment methods and terms HERE

MobilePay | Siirto

Apple Pay | Google Pay

Perhaps the easiest and fastest payment methods are also available: Pivo, MobilePay, Siirto and Apple Pay. Pay easily with your phone number!

For more about the payment methods, click HERE

OP INVOICE

What is OP Invoice (OP Lasku)?

OP Invoice is a flexible, reliable and secure payment method.
Suitable for financing online purchases worth up to 5,000 euros.
Suitable for a wide audience, as it works for customers of all banks.
Offers 45 days of interest-free payment time and the option to pay in instalments.
For the consumer the service is safe and fair: it includes no hidden costs.
For the merchant the payment method is safe: the merchant receives the money at the time of purchase, and OP takes care of the invoices and instalments from there on.

Costs of OP Invoice

The consumer pays an account management fee of 2.95 €. If they receive several invoices in the same month, the account management fee is charged only once. The account management fee is not charged when the product is not in use.
When paying in instalments, the annual interest rate is 19.50 %.
The merchant's costs follow Paytrail's price list.

For more about this payment method, click HERE

OP CREDIT ACCOUNT

OP Credit Account (OP Tililuotto) is a flexible and secure payment method for bigger everyday purchases, with financing available up to 7,500 euros. You can easily apply for credit at the time of purchase as part of the payment process. OP Credit Account credit decisions are based on an overall assessment of repayment ability. The monthly instalment of the credit includes a billing fee of 5.00 euros, and when paying in instalments the nominal interest rate is OP-prime + 9.50 %

Benefits of OP Credit Account for the consumer

An easy-to-use payment method, supported by OP's domestic customer service
All purchases made during the month are billed on the same invoice
30 days of interest-free payment time for purchases
The credit can be repaid in a way that suits you: in instalments or in full.

For more about this payment method, click HERE

Walley - invoice and instalments

What is Walley?

With a Walley invoice you get interest-free payment time for your purchases. To use the payment time you need a positive credit decision, which is easy to apply for during checkout. You can apply if you are at least 18 years old and have a Finnish personal identity code and a permanent, official home address in Finland

Free payment time with an invoice - safe and easy shopping

With an invoice you always get 30 days of interest-free payment time for your online purchases. The long payment time lets you check your purchase and, if necessary, return it before the invoice falls due.

This payment method can be used for purchases of up to 5,000 €.